We know the Printing Industry and We Protect It

The printing and graphic arts industry is facing fierce competition, new technology, and waves of consolidation. Insurance requirements, tort liability, and a myriad of local, state, and federal laws are creating a tough environment for printers to make a profit. We can help!

At Print Protect, we have the experience to assist you in identifying exposures to loss, finding gaps in your present protection program, implementing the correct insurance/risk management plan, and monitoring that plan.

We know the insurance business but more importantly, we know the printing business. That combination gives us the background and the tools to be your insurance professionals.

Customizing your Protection Plan

Our carefully-selected insurance companies maintain excellent loss prevention personnel and claims departments to aid your business. With our guidance, all of our clients enjoy a customized program designed specifically for their business. We offer a variety of printing industry specific coverages and enhancements for inclusion into your plan.

››   View Our Industry Specific Coverages

Give us the opportunity to provide you with a complete review of your exposures and a personalized Risk Reduction Plan™. Call us today for a thorough analysis and risk survey of your company’s exposures and needs.

Coverages and Enhancements that Protect Your Company

Every business needs basic coverage. We can help you reduce your total cost of risk.

Basic Business Coverages

Every business needs the basics to protect them and their employees from general occurrences around the workplace. Here is a small list of coverages we provide to help get you started:

• Property Insurance — Printers and Graphic Arts firms have specialized equipment. We can help you choose the right coverages and the right carrier to insure these exposures. Valuation is a key ingredient.
• Commercial General Liability — Provides coverage for bodily injury, property damage, and personal injury claims from others.
• Business Automobile — Coverage for the exposures of employees operating a car or truck while on business for your firm.
• Umbrella Liability — Broad excess liability coverage over the General Liability, Auto Liability, and Employer’s Liability coverages.
• Workers Compensation — Provides statutory protection for your firm from injuries sustained by employees while on the job.
• Crime and Employee Dishonesty — Protects the firm for theft of money and securities from both third-parties or employees.

Industry Specific Coverages

While providing you with all the basic small business coverages, we also offer printing industry-specific information for risk management, claims management, safety programs, HR assistance, and many other services including:

• Printer’s Errors and Omissions Liability — Mistakes happen. Printer’s E&O protects your firm against many situations arising out of your daily graphic arts activities.
• Cyber Liability — Provides critical cyber liability coverage necessary for any business that uses computers to manage information. It provides coverage for third-party claims related to privacy injury, identity theft, or network damage.
• Employment Practices Liability — Employers of all sizes are exposed to legal actions filed by current or former employees that allege such things as discrimination, harassment, wrongful termination, and other charges.
• OSHA-Approved Safety Plans — Safety in the workplace is essential. Injury and Illness Prevention Programs are available including disaster recovery plans.
• Equipment Breakdown Coverage — Provides coverage for the sudden & accidental breakdown of electrical and mechanical equipment and boilers.
• Fiduciary Liability — Covers claims alleging breach of the duties enumerated by ERISA and by common or statutory law (i.e., discretionary duties).

We personalize our plans to fit around your business’ specific needs. If you have any questions or need any coverage not listed here, please contact us at (817) 514-9520 or tmcclendon@hertelmcclendon.com and we will be happy to go over all of your options with you. We also offer customized savings for companies who qualify for our Printing Industries Workers Compensation Safety Group.

››   See How You Can Qualify to Save on Your Deductible

PIA Workers Compensation Safety Group

What is the Safety Group?

Savings.

The Printing Industries Workers Compensation Safety Group is available only to members in good standing of both the Printing and Imaging Association of Mid-America (PIA) and the Printing Industries of the Gulf Coast (PIGC) with a track record of safety and risk management. Underwritten by Utica National Companies, the program offers expert safety and loss control, claims management and the opportunity for members to save money.

The Plan offers up-front savings in the form of a safety group premium discount and the opportunity to earn a dividend based upon the experience of the group. In 2009, the group received 20% of their premiums back in the form of dividends!

Contact us today to determine if your firm will qualify for the PIA MidAmerica Workers Compensation Safety Group. If so, you might be able to save money on this important insurance coverage.

Benefits

• Earn an increased premium discount at policy inception.
• Potentially qualify for group dividends based on the group’s loss history with Texas Mutual.
• Earn an additional discount by participating in Utica National’s workers compensation health care network (ask your agent if you qualify).
• Expert safety and loss control designed for the graphic arts industry.
• Professionally managed care and claims services.

How Do You Qualify?

You must meet the underwriting guidelines of the Group Carrier and be engaged primarily in a printing operation and whose governing class code is listed below.

• 4299 — Addressing or Mailing Co & Drivers
  Copying & Duplicating Service & Drivers
  Decal Mfg & Drivers
  Lithographing & Drivers
  Mailing or Addressing Co & Drivers
  Playing Cards Mfg & Drivers
  Postal Substation Operation & Drivers
  Printing & Drivers
  Printing Plate Mfg — Not Metal — & Drivers
  Rubber Stamp Mfg or Assembly & Drivers
  Silk Screen Printing & Drivers
• 4351 — Advertising Agency — Includes Photography & Photo Engraving
  Engraving
  LCD Mfg — Liquid Crystal Display
  Liquid Crystal Display Mfg
  Photo Color Separation from Prints or Negatives
  Photoengraving
• 4307 — Bookbinding
• 4361 — Film Processing & Drivers
  Microfilming & Drivers
  Photo Developing and Printing & Drivers
  Photo Finishing Pickup Stations & Drivers
  Photographer — All Employees, Salespersons, & Drivers

Contact Us For More Information

Tim McClendon, CIC, CWCA
Plan Administrator
PIA Mid-America
(817) 514-9520